THERE’S A WILL FOR YOUR NEEDS
YOUR WILL IS PROBABLY THE MOST IMPORTANT DOCUMENT YOU’LL EVER SIGN.SIMPLE AND COMPLEX WILLS
We draft Wills for single mothers, breadwinners, those who own a little and those who own a lot. Our Wills are custom drafted by our specialist Consultants to cater for all your unique testamentary needs.
WORLDWIDE AND OFFSHORE WILLS
Whether you have assets in South Africa or worldwide, we ensure your Will is drafted in accordance with the relevant law, to protect all your assets, regardless of the country they are in.
WILLS WITH PURPOSE-DRIVEN TRUSTS
From Children’s Trusts, to Provider (Special Needs) Trusts, and even Widows’ Trusts, our Wills ensure that your legacy is protected for the ones you love using powerful purpose-driven Trusts.
WHY ENTRUST US WITH YOUR LEGACY?
WE KNOW THAT DRAFTING A WILL CAN BE DIFFICULT AND INCONVENIENT,
WHICH IS WHY WE COME TO YOU TO MAKE THE PROCESS EASY AND CONVENIENT.
Let us know when it suits you and we’ll come to you at work or at home, or due to the COVID-19 telecom will do just fine.
SIMPLE
We come to you, either at work or at home, during or after office hours to meet with you to discuss your Last Will & Testament and Estate planning needs.
EFFICIENT
Our expert Consultants then draft your Will using first-of-its-kind, cutting-edge technology, and will send you your draft Will within 48 hours.
FLEXIBLE
From simple to complex Wills and Estate planning requirements, we have all the solutions you might need. We have industry-leading solutions for purpose-driven Trusts, from Testamentary Trusts for your minor Children to Widow and Provider (Special Needs) Trusts, to cater for every Estate scenario.
AFFORDABLE
We don’t charge for drafting, updating or safekeeping of your Will. Our Consultants will also calculate your real costs of dying and show you how best you can plan for these costs. Starting from as little as R78.44 per month, our unique Legacy Protection Plan™ can indemnify your loved ones against all legal fees such as Executor Fees, Conveyance Attorney Fees, Testamentary Trust Fees, and other expenses that arise when you pass away.
OUR PROCESS IS SIMPLE
We work hard to make it easy for you to get your Will in place.
SHARE YOUR DETAILS
Submit your details and we’ll call you to book an appointment at a time and place convenient for you.
PERSONALISED CONSULTATION
Our expert Consultant drives out to meet with you to understand your needs and guide you through the process of drafting your Will.
WE DRAFT YOUR WILL
Within 48 hours, we will send you your first Will draft. At this point, we can make any amendment or changes to ensure you are completely satisfied.
FINAL WILL SIGNED & COLLECTED
Once you’ve signed your Will, just click a button and we will collect your Will, at no cost to you.
WHAT ARE THE COSTS
OF DYING?
WITHOUT A LEGACY PROTECTION PLAN™ FROM CAPITAL LEGACY,
THESE ARE SOME OF THE FEES YOUR FAMILY WILL NEED TO COVER WHEN YOU PASS AWAY.
EXECUTOR FEES
This is the industry standard fee charged by the Executor or assisting professional to wind-up your Estate. A maximum of 3.5% + VAT of your Estate will be charged. Example: An Estate worth R3 Million will pay R120 750 in fees.
CONVEYANCING ATTORNEY FEES
This is the fee charged by the Conveyancing Attorney when property needs to be transferred. Example: A home worth
R1 850 000 being transferred to a Beneficiary will cost R30 544 in fees to the Estate.
TESTAMENTARY TRUST FEES
This is the fee charged by the Trustees to administer the Trust you create in terms of your Will, normally to look after the money you leave to your minor Children. On average, 1.15% of the net asset value is charged to establish the Trust, and 1.6% is charged annually for the ongoing administration of the Trust. Example: The total cost with R1.5 Million in assets over 15 years is R377 250.
MASTERS FEES
The fee paid to the Master of the High Court regarding their fulfilment of their role in the administration of your Estate.
CORRESPONDENCE FEES
Fees associated with corresponding with the Master of the High Court.
CLEARANCE FEES
One of the requirements to transfer a property is obtaining a clearance certificate from the city council or municipality.
This will be issued only if the rates and taxes are paid in advance. Some areas require up to 6 months paid in advance.
ADVERTISEMENT COSTS
Two advertisements have to be placed in a local newspaper and the Government Gazette. The costs can vary between R1 000 and R1 500 depending on the publication selected.
INHERITANCE TAX
Not only will all outstanding taxes have to be paid from the Estate before it may be finalised, but the Executor will have to determine whether Capital Gains Tax (CGT) or Estate Duty is payable at death.
ONGOING SHORT-TERM BILLS
Bills such as medical aid, schools fees, car insurance, water, lights, rates, etc. still need to be paid even though bank accounts are frozen.
OTHER IMMEDIATE EXPENSES
Costs associated with arranging a funeral such as catering, travel and other expenses.
These fees eat away at the legacy you plan to leave behind. Don’t burden your family. Protect your legacy. Get covered now!